Where bursary funding comes from, who qualifies, what changed for 2025, and what to expect for 2026.
South Africa’s bursary ecosystem is multi-channel. The government-funded NSFAS bursary remains the backbone for financially constrained students at public universities and TVET colleges. It is now complemented by a “missing-middle” loan for families just above the bursary threshold.
Alongside NSFAS, teacher education (Funza Lushaka), SETA sector funding, university-administered aid, and corporate/foundation bursaries (often via StudyTrust) form a robust pipeline.
For discovering live opportunities, bursaries-southafrica.co.za is a useful, go-to repository that collates bursary listings and info from multiple sponsors, all in one place.
1) Government Backbone: NSFAS Bursaries (and the New Loan Stream)
Who qualifies (bursary):
SA citizens/permanent residents registered for approved programmes at public universities/TVETs, with combined household income ≤ R350 000 (≤ R600 000 for persons with disabilities), plus academic-progression and N+ rules set in the current guidelines. See: NSFAS Bursary Guidelines 2025 (PDF) and How to Apply.
What’s changing (trend):
- Missing-middle loan (Comprehensive Student Funding model) for household incomes roughly R350 001–R600 000 at public institutions. See the overview and the 2025 loan guidelines: NSFAS Student Loan • Loan Scheme Guidelines 2025 (PDF).
- Operations & cash-flow timing: 2025 saw allowance and landlord-payment interventions (e.g., end-March/April advances; August landlord updates). See NSFAS media statements: 26 Mar 2025, 13 Apr 2025, 5 Aug 2025, and the Media Statements page.
- 2026 cycle: Applications run via myNSFAS and the How to Apply hub; watch for the 2026 bursary guidelines to confirm allowance caps and progression rules.
Allowances & payment channels
Tuition/registration are paid to institutions; allowances may be paid via institutions, to your bank, or the NSFAS Wallet (USSD *134*176#). See the NSFAS Wallet Guide (PDF) and TVET allowance guidance in TVET Funding. Appeals are lodged within 30 days via your portal: NSFAS Appeals.
Where NSFAS funds: Only at public institutions on the NSFAS directory (26 universities and 50 TVETs): NSFAS Institutions. DHET confirms there are 50 public TVET colleges: DHET TVET Map.
2) Priority-Skills Bursaries for Teachers: Funza Lushaka
What it is: A national bursary to train teachers in priority subjects (maths, science, technology, languages). It is competitive and has clear online steps.
- Portal & application steps: First-Time Application • Funza Lushaka Home
- 2026 window: The portal notes that 2026 applications open on 7 Oct 2025. See the homepage banner and the 2026 notes: Home • Application Notes 2026 (PDF).
3) Sector Funding via SETAs
SETAs fund scarce skills through bursary/discretionary-grant windows that are time-boxed and specify fields, eligibility and caps. Monitor your sector SETA for live windows and calls.
- merSETA: Grants/criteria and annual plans on the official site.
- CHIETA: Discretionary Grant adverts with opening/closing dates and priority objectives.
- EWSETA: Bursary/DG manuals and notices explaining processes and documentation.
Tip: Windows recur (yearly/quarterly). Check each SETA’s website and apply promptly when a call opens.
4) University-Administered Aid
Most public universities operate internal bursaries/scholarships (merit & need) separately from NSFAS, usually requiring an admission offer or student number to access the funding portal. Check your target university’s “Financial Aid/Bursaries” page for dates, forms and steps.
5) Corporate & Foundation Bursaries (Many via StudyTrust)
StudyTrust administers numerous corporate/foundation programmes. A common pattern is applications opening 1 May and closing 30 September for the following academic year (confirm each programme’s page).
- StudyTrust overview: Bursaries & Scholarships (seasonal window stated) • How to Apply via StudyTrust
- Examples: Sasol (STEM) • Investec (via StudyTrust) • Allan Gray Orbis Fellowship • Standard Bank (via StudyTrust).
Trend: Many corporate bursaries now bundle tuition plus mentoring, vacation work and/or work-back commitments to build talent pipelines.
6) Demand, Equity & the “Missing-Middle” Gap
To reach students above the bursary cap but below market affordability, NSFAS introduced a loan track for households roughly R350 001–R600 000 at public institutions. See the official loan overview and 2025 loan guidelines: Student Loan • Loan Guidelines 2025 (PDF).
7) Administration & Disbursement: What to Expect
- Allowances & wallet: Follow the year’s NSFAS rules and your institution’s notices; use the official NSFAS Wallet Guide (USSD *134*176#).
- Timing: Statements in 2025 advanced accommodation payments (end-March / mid-April) and reported ongoing landlord settlements; review the 26 Mar 2025, 13 Apr 2025, and 5 Aug 2025 media statements.
8) Outlook for 2026
- NSFAS: Apply via myNSFAS and monitor the How to Apply page for the detailed 2026 bursary guidelines PDF.
- Funza Lushaka: Opens 7 Oct 2025; see portal and 2026 notes.
- SETA & corporate cycles: Expect May–September application windows; check StudyTrust listings and sponsor pages from May.
Practical Takeaways
- Start on official portals: NSFAS How to Apply, Funza Lushaka, your sector SETA, your university funding page, and StudyTrust. For discovery, add bursaries-southafrica.co.za to your bookmarks.
- Know your lane: NSFAS bursary if ≤ R350 000 HH income (≤ R600 000 disability); NSFAS loan if R350 001–R600 000.
- Prepare documents (ID, admission/registration, income proofs, any special forms) before you start.
- Apply early; track weekly: respond quickly to missing-document requests; use your portals for updates and appeals.
- Diversify: Pair NSFAS with university and corporate/SETA options; many corporate schemes include mentoring and work-integrated learning.
Sources (Official & Recent)
- NSFAS Policy & Process: Bursary Guidelines 2025 (PDF) • Policies & Guidelines • Student Loan (overview) • Loan Scheme Guidelines 2025 (PDF) • How to Apply • Appeals • TVET Funding • NSFAS Wallet Guide (PDF) • NSFAS Institutions (26 universities, 50 TVETs).
- NSFAS Operations & Payment Timing (2025): Media Statement – 26 Mar 2025 • 13 Apr 2025 • 5 Aug 2025 • Media Statements page.
- DHET TVET System: Map of Public TVET Colleges.
- Funza Lushaka (Teacher Bursaries): Portal/Home • First-Time Application Steps • Application Notes 2026 (PDF).
- StudyTrust & Corporate Examples: StudyTrust Bursaries (season & listings) • How to Apply via StudyTrust • Sasol media release (9 Apr 2025) • Investec (via StudyTrust) • Allan Gray Orbis Fellowship • Standard Bank (via StudyTrust).
- Discovery/aggregation resource: bursaries-southafrica.co.za — collated bursary listings and information.